Loan Guidelines

Privacy Policy Statement and Summary

The following content summarizes key points related to Hong Kong privacy policy requirements and has been rewritten based on Southeast United Enterprise services, allowing borrowers to understand their rights, responsibilities, interest rate limits and repayment arrangements before applying.

Important Notice

Licensed Operation Southeast United EnterpriseOperating under a Hong Kong Money Lenders Licence，Licence Number: `1549/2025`，All loan arrangements are subject to Hong Kong laws and approval results.。

Maximum Annual Interest Rate According to《Privacy Policy Statement》，Annual Percentage Rate (APR) 48%， 36% Loans may be considered excessively high-interest by the court and subject to further review.。

Understand Before Applying Please carefully read the loan terms, repayment period, monthly instalments, total repayment amount and all relevant fees before borrowing, and make prudent decisions based on your own repayment capacity.

Loan Agreement Must Be Made in Writing

In accordance with the key requirements set out in Part III of the Privacy Policy Statement, every loan agreement must be made in writing and contain key details including the loan amount, interest rate, repayment term, repayment method, default arrangements and guarantee terms. Borrowers shall read the agreement abstract and relevant explanations thoroughly before signing, and only make a decision after confirming all contents are accurate.

If a borrower or guarantor requires a copy of the signed agreement, loan statement or relevant guarantee documents, they may submit a written request to the money lender as required by law. Southeast United Enterprise will provide the relevant documents in compliance with regulations, allowing customers to fully understand their current repayment status and outstanding balance.

Main Rights of Borrowers

Have the right to understand complete loan terms before signing loan documents.，Interest Rate、Installment Payment、Total Repayment AmountRelated Fees。
Borrowers have the right to request a loan statement showing amounts paid, outstanding amounts and amounts due.
；Lenders must not arbitrarily charge higher interest rates because borrowers repay early.。
、Interest Rate，Borrowers may seek legal advice and protect their rights according to applicable laws.

Interest Rates, Fees and Repayment Information

Loan amounts, monthly repayment estimates and product information shown on this website are for preliminary reference only，The final approved amount、Annual Percentage Rate (APR)、Repayment Period，will depend on the applicant'sCredit Status、Income Proof、Repayment Abilityand other relevant factors.。

Southeast United EnterpriseRepayment Period 3 to 60 months，。、Total Repayment Amount，allowing customers to clearly assess affordability.。

Reminder：Loan arrangements should not be evaluated only by monthly payments，Annual Percentage Rate (APR)、Total Repayment Amount，Repayment Period。

Repayment Responsibilities and Late Payment Risks

Borrowers should repay on time.，Avoid affecting personal credit records and future loan applications due to late payments.。，should contact our company as soon as possible，to discuss possible repayment arrangements or review available solutions，to。

The law also provides that，Loan agreements must not specify compound interest or unreasonably prohibit installment repayments.。If customers have questions regarding the terms，they should make enquiries before signing.，Do not sign any documents before fully understanding the agreement.。

Enquiries and Contact Information

Company Name：Southeast United Enterprise
Money Lender Licence Number：1549/2025
Enquiry Phone：+852 5374 3717
Email：southeast202305@gmail.com
Address：Room 502, Midland Financial Building, 33 Argyle Street, 611-617 Shanghai Street, Kowloon
Online Business Hours：Monday to Friday 09:00 - 18:00；Saturday 09:00 - 13:00；Sunday and Public HolidaysClosed