Online application
Submit your request online first and let our team follow up with the next steps.
Personal Loan | Low Interest | Unsecured Credit
Personal Loan from HK$10,000 to HK$800,000
Fast review with flexible repayment
Our personal loan page is designed for urgent cash needs, balance transfer planning and everyday financing. Eligible Hong Kong residents can submit their application online and receive follow-up support quickly.
APR guidance from 2%
Up to 60 months
Fast preliminary review
Online application available
Loan Range
HK$800,000
Loan amount starts from HK$10,000 and can go up to HK$800,000 or ten times monthly salary, subject to the lower approved result and final assessment.
Repayment Period12 to 60 months
Common UsesCash flow, debt consolidation, daily financing needs
Application MethodOnline submission with staff follow-up
800KMaximum loan amount
60Maximum repayment months
2%Low-interest direction
30mFast review target
Highlights
Key points of our personal loan service
Low-interest planning
Suitable for applicants who want to reduce financing cost and better manage repayment.
Quick preliminary review
With complete information, the initial review can move forward much faster.
Flexible usage
Commonly used for urgent cash flow, balance transfer and daily expenses planning.
Eligibility
Basic application requirements
- Hong Kong resident.
- Aged 18 or above.
- Employed applicant or applicant with income proof.
- Final approval depends on income, credit profile and repayment ability.
Required Documents
Common supporting documents
- Hong Kong identity card.
- Valid address proof within the latest three months.
- Income proof such as payslip, tax bill, bank statement or passbook record.
- Bank account copy, and business registration if applicable.
Process
Three clear steps to start
Submit online form
Share your contact details and financing needs first.
Upload documents
Provide identity, address, income and bank information for review.
Review and approval
Our team will assess the case and provide a suitable financing direction.
Fund arrangement
After approval, we will follow through with disbursement and repayment setup.
Frequently Asked Questions
How much can I borrow?
The typical range is from HK$10,000 up to HK$800,000 or ten times monthly salary, whichever is lower after approval.
How long can the repayment period be?
Repayment tenor normally ranges from 12 to 60 months, depending on the approved plan.
What if my case is more complex?
You can still submit your case by form or WhatsApp. Our team will review the situation and suggest a suitable approach.
Is the calculator result final?
No. Any calculator result is for reference only. Final amount, rate and repayment are based on approval outcome.
